Cheryl Blakeney helps hardworking families and small business owners move from money stress to financial confidence with clear, values-centered planning. With more than four decades of experience in accounting and financial services, she simplifies complex topics like budgeting, taxes, debt, and retirement so everyday people can make wise decisions without fear or confusion.
As Founder of Financial Fitness Consulting LLC, Cheryl believes financial knowledge should be empowering, not intimidating, and that “financial fitness is like a muscle—the more you use it, the stronger it becomes.”
Meet Cheryl Blakeney
- Chief Financial Educator, Free Your Money Now
- Retirement Protection Specialist and Financial Professional
- Former Senior Accountant with extensive corporate finance and fixed asset management experience
Born in New York and now based in Central Florida, Cheryl combines real-world financial expertise with a heart for mentorship and community impact. For over 20 years she has mentored young people from lower-income families through scholarship programs, helping them pursue education and long-term financial stability.
Cheryl has been recognized for her dedication to empowering others, including recent honors such as 2025 Mentor of the Year, and continues to speak at summits, workshops, churches, and community events focused on wealth, wellness, and legacy-building.
Who Cheryl Serves
Cheryl’s talks and sessions are designed for:
- Individuals and families living paycheck to paycheck who want a practical, hope-filled plan
- Parents and grandparents who want to fund education and leave a legacy
- Pre-retirees and retirees navigating Medicare, Social Security, and income protection
- Small business owners and independent professionals who need to stabilize cash flow and protect their income
- Faith-based and community organizations seeking trusted financial education for their members
Her approach centers your values first—family, faith, and freedom—then builds a step-by-step financial strategy around them.
Come. Connect. Collab.
Come, connect, and collab at MTM Network events online and in local regions like New England and The Hudson Valley.
Connect with members for free, then connect for social networking using the links below.
The MTM Network by The MTM Institute
At The MTM Institute, our mission is to make business knowledge accessible to everyone. We provide free education, training, and resources to help small and growing businesses thrive, with a focus on marginalized communities. By offering this free bookkeeping course, we’re empowering entrepreneurs with the tools and knowledge they need to succeed—not just during tax season, but year-round.
Our values of lifelong learning, accurate information, and the equitable dissemination of knowledge guide everything we do. We’re here to support your business at every stage, ensuring that you have the information and resources you need to make informed decisions.
Through The MTM Network, we create accessible, inclusive spaces for connection, learning, and long-term growth. The MTM Network’s fun, light, and inclusive approach ensures that business knowledge is accessible to all, empowering entrepreneurs at every level to succeed.
Together, we’re building a connected, thriving community. Visit us at MTMInstitute.org to learn more!
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