Terms and Conditions

Last Updated: January 27, 2026

Welcome to The MTM Institute. These terms and conditions outline the rules and regulations for the use of The Murriel Toussaint Michel Institute’s Website, located at mtminstitute.org.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use The MTM Institute if you do not agree to take all of the terms and conditions stated on this page.

1. Definitions

  • “Client”, “You”, and “Your” refers to you, the person logged on to this website and compliant to the Company’s terms and conditions.
  • “The Company”, “Ourselves”, “We”, “Our”, and “Us” refers to The Murriel Toussaint Michel Institute (The MTM Institute), a 501(c)(3) nonprofit organization.
  • “Party”, “Parties”, or “Us” refers to both the Client and ourselves.

2. Intellectual Property & License

Unless otherwise stated, The Murriel Toussaint Michel Institute and/or its licensors own the intellectual property rights for all material on The MTM Institute. All intellectual property rights are reserved. You may access this from The MTM Institute for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Republish material from The MTM Institute.
  • Sell, rent, or sub-license material from The MTM Institute.
  • Reproduce, duplicate, or copy material from The MTM Institute.
  • Redistribute content from The MTM Institute.

3. User Comments & Engagement

Parts of this website offer an opportunity for users to post and exchange opinions and information. The Murriel Toussaint Michel Institute does not filter, edit, publish, or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of The Murriel Toussaint Michel Institute, its agents, or affiliates.

We reserve the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive, or causes a breach of these Terms and Conditions.

By posting Comments, you warrant and represent that:

  • You are entitled to post the Comments on our website and have all necessary licenses and consents to do so.
  • The Comments do not invade any intellectual property right, including without limitation copyright, patent, or trademark of any third party.
  • The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material.
  • The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant The Murriel Toussaint Michel Institute a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats, or media.

4. Donations & Financial Transactions

Donations to The MTM Institute are voluntary, irrevocable contributions to support our nonprofit mission of business education, sustainability, and community development.

  • Tax Deductibility: As a 501(c)(3) organization, eligible donors may claim tax deductions per IRS rules. Please consult your tax advisor.
  • Use of Funds: Donations are unrestricted unless specified at the time of giving; we use them to further exempt purposes without private benefit.
  • No Goods/Services: No goods or services are provided in exchange for donations unless explicitly stated.
  • Processing: Donations may involve third-party processors (e.g., Zeffy, Square); please review their terms separately.

5. SMS & Communications

By providing your phone number and opting in, you consent to receive text messages from The MTM Institute regarding program updates, events, and membership. Message and data rates may apply. You may opt out at any time by replying STOP. For full details on how we handle your data, please review our Privacy Policy.

6. Hyperlinking to our Content

Approved Organizations:
Government agencies, search engines, news organizations, and online directory distributors may link to our Website without prior written approval. Registered and active MTMN+ members and MTM Institute board members may also link to our home page or publications.

Conditions for Linking:

  • The link must not be deceptive.
  • It must not falsely imply sponsorship or endorsement.
  • It must fit within the context of the linking party’s site.

We may consider and approve other link requests from educational institutions, trade associations, and community sites if the link provides general resource information and reflects favorably on The MTM Institute.

iFrames: Without prior approval, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

7. Content Liability & Disclaimer

We shall not be held responsible for any content that appears on your website. You agree to protect and defend us against all claims that are rising on your website.

Disclaimer:
To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. The Site is provided “as is.” We do not ensure that the information on this website is correct, nor do we warrant its completeness or accuracy.

Nothing in this disclaimer will:

  • Limit or exclude liability for death or personal injury.
  • Limit or exclude liability for fraud.
  • Limit any liabilities in any way that is not permitted under applicable law.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict of law provisions, except that any disputes arising from operations, events, or transactions specifically occurring within the State of New York may be subject to New York law where mandatorily applicable.

You agree to submit to the non-exclusive jurisdiction of the state and federal courts located in:

Rockland County, New York (for disputes arising specifically from New York–based events or operations).

Middlesex County, Massachusetts (for corporate, intellectual property, or general site disputes), or

9. Contact Information

If you have any questions about these Terms, please contact us at:

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